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Qapital: automate your savings

Size： 40.00M
Versions： 4.99.7
Updated： Aug 28,2024
Tags： Finance

Introduction

Qapital: automate your savings is a revolutionary banking app that takes the hassle out of saving money. With its goal-focused approach, you can effortlessly manage your finances and reach your savings targets. Simply choose a goal, whether it's a dream vacation or paying off student loans, and set up automatic savings methods. The app allows you to save the change every time you use your card, save a fixed amount every week, and even save when you come under budget at the grocery store. All these savings go into your FDIC-Insured Qapital Goals account, and before you know it, you'll be well on your way to achieving your dreams. In addition to helping you save, the app also provides an interest-bearing checking account and a Qapital Visa® Debit Card that helps you track your spending. With this card, you'll be able to see your weekly spending and savings in one place, easily transfer money between your accounts, and earn interest.

Features of Qapital: automate your savings:

Goal-Focused Savings:

Qapital: automate your savingshe app allows users to set specific goals, such as saving for a vacation, paying off student loans, or any other desired financial milestone. By having a clear objective, users stay motivated and focused on achieving their goals.

Automatic Savings:

The app enables users to set up automatic savings methods tailored to their preferences. For example, it rounds up each purchase made with a linked card and saves the change, sets a specific amount to save every week, or saves money whenever the user comes in under budget at the grocery store. The app also allows users to create custom saving rules, providing endless possibilities to automate their savings.

Easy-to-Use Interface:

The app features a user-friendly interface that makes navigating the app effortless. The intuitive design ensures a seamless and stress-free experience when setting up goals, tracking progress, and managing finances.

Interest-Bearing Checking Account:

In addition to the savings account, the app offers an interest-bearing checking account. This allows users to earn interest on their everyday spending while having the opportunity to conveniently transfer money between their Qapital accounts instantly.

Tips for Users:

Set Realistic Goals:

When creating your savings goals in the app, it is crucial to set achievable and measurable targets. Start small and gradually increase your savings as you become more comfortable with the app's automation features.

Utilize Custom Saving Rules:

Experiment with the app's custom saving rules to find unique ways to boost your savings. By tailoring the app to your preferences, you can create personalized saving rules that align with your lifestyle and spending habits.

Review Weekly Progress:

Regularly review your weekly spending and savings in one place. This will help you stay on track with your goals and identify areas where you can cut back and save more.

Conclusion:

Qapital: automate your savings is revolutionizing the way people save money with its goal-focused approach and automation features. By simplifying the savings process, the app motivates users to reach their financial milestones effortlessly. With its user-friendly interface and numerous customizable options, the app makes saving money fun and engaging. Start your journey to becoming a modern money master today by downloading the app and taking control of your financial future. Remember, saving money doesn't have to be a daunting task when you have the app by your side.

Rating： 4
Votes： 410
Category： Finance
Language：English
Developer： Qapital, Inc.
Package Name： com.qapital

Comments

A Google user

worth the monthly fee, though i should say i started as a free user when i was not making a lot (student working part time), and by the time i needed to start paying i was making more money. the rules are flexible and have adapted really well to my changing financial situations. clean interface, i like being able to customise the header images for my goals, i have the debit card, it's nice, it's easy.

Sep 03, 2024 07:41:50
A Google user

I lovED this app, recent changes to the UI have made it more difficult to navigate. I use to love the ability to drag and locate highs and lows on my investment accounts but that is no longer an option for those that are using the investments tool. In addition to this I have noticed that it is a little overly complicated to change your address. A little annoying but something that can use some improvement. Seriously though bring back the drag option on the investment accounts, its seriously something I'm bummed out about and even with the UI update you could still keep this feature, I don't know why you got rid of it in the first place

Sep 02, 2024 08:55:13
A Google user

Pretty quick and simple to set up and use. We grabbed it to prevent us from having to spend our hard earned 'girls weekend away' savings on unforeseen expenses. I had my husband get it too so he could save for what he wants. Next I think we'll start saving up for a trip to Disney as a family since there's an option to save with others on something.This app is awesome!! Update: I use their investment features now as well with awesome results since November. My favorite app for money!

Sep 01, 2024 10:08:05
Alicia Overton

This app has been a lifesaver for my family for almost two years now. I use it as an emergency / unexpected purchases fund. I've never had problems, no fees to use your money whenever you need it, money transfers go through quickly, and I barely even notice the small amounts coming out of my bank account. Adds up fast though! Highly recommended!!

Sep 01, 2024 04:24:29
kelsey melton

I'm not great at budgeting so this has really helped me save. The ability to have multiple goals and shared goals is amazing! You can save as fast or as slow has you want by changing your savings rules so it will always fit your budget, and it will also pause taking money from your account if your balance is too low. Overall I definitely recommend giving it a try!

Aug 31, 2024 17:06:56
A Google user

As useful as I had hoped it would be, and that's saying a lot, as I tend to have kinda unrealistic expectations for most things lol. It's customizable, user-friendly, and useful enough that I actually recommend it to people pretty often! If you are a mindless debit card spender, this could also be a very useful tool for that. It can also be a backup if you leave yourself in a pinch, as you have some money aside that you can put back into your bank if need be. all around great app! I LOVE IT!

Aug 31, 2024 03:24:01
A Google user

For a short time this was a great app. Signed up back when it was free and it worked perfectly...for about 2-3 months then "something" happened, my bank needs to be reconnected but can't be. nothing was or has changed on either the app end or the bank end at the time. This break happened October 2018, two support tickets later, no resolution and the "we've sent it to the data provider" go nowhere response. Deleting/reinstalling will just COST money because of the update so I am forever in limbo

Aug 30, 2024 07:57:50
Andrea C

Liked the app, then it stopped linking with my bank account and the difficulty trying to get it fixed made me decide to just cancel. Contacted support to close the account and the steps they give don't work on app. Support can't do it/don't respond to email requests, so I'm paying a monthly fee for an app that doesn't work and I can't close. Not sure what's going on with their recent updates but I would stay far, far away and not recommend letting them anywhere near your money.

Aug 29, 2024 19:38:13
A Google user

Prompt and courteous customer service. Recieved my Visa debit card quickly. Helpful financial advice. Can save, spend, and invest. Simple to use with many different options for pulling a little or a lot of money from your traditional bank account(s) into goals you set up for saving. Also has the option to set, track, and monitor your weekly spending and tracks your habits in order to fine tune your spending budget. I do, and have, recommend/ recommended this app to others.

Aug 28, 2024 15:39:42